Last week, on 23.02, a reader of this blog sent me the following question: “Euro at 7% is dangerous because EURIBOR is about 1%, but what about RON? It stands at 10% with ROBOR at 6%. Isn’t this more dangerous? On a 20 years loan in RON, how will the credits and the ROBOR be converted in EURO?” There are more people asking me the same questions, expecting an answer by what is better: Housing loan in Euro or in Ron? Housing loan in Ron? You must be joking, right? With all due respect: What is this “loan in Ron for someone to buy his home” story? Are we talking [...]
[relevant-to-adsense]“Between housing loan in Euro with 7% and Ron with 10%, what should I choose?” “Loan in Euro at 5%, or wait. Patience is a virtue”
Filed Under: Uncategorized on Mar 02, 2011 @ 6:52 PM
Replying to readers: “Developers and Real Estate agents have developed a big lie”
Filed Under: Uncategorized on Jul 26, 2010 @ 6:43 AM
Last week I received a very interesting email by a reader of mine. She says several things, covering many different issues. I will reply to her today and tomorrow, trying to explain to her (and all of you) my opinion regarding several “urban myths” that she describes in her text. Mrs Anne G. wrote to me on Monday, 16.07.2010: (to read the first part of her email and my replies, please press here.) “Developers together with Real Estate agents have developed a huge lie” “Also, in order for them to sell their apartments, developers together with real estate agents have developed what I would call [...]
[relevant-to-adsense]Replying to readers: “Whom to trustin respect with construction quality?”
Filed Under: Uncategorized on Jul 24, 2010 @ 8:32 AM
This week I received a very interesting email by a reader of mine. She says several things, covering many different issues. I will reply to her today and tomorrow, trying to explain to her (and all of you) my opinion regarding several “urban myths” that she describes in her text. Mrs Anne G. wrote to me on Monday, 16.07.2010: “First, this was an insightful series. Many of the things you say about developers are unknown to most people, so thanks for sharing, i think it’s the first time I read about this in such a thorough manner. The mistrust however remains, even if the appartments are bigger. [...]
[relevant-to-adsense]“Why to invest in apartments of 1 – 2 roomsand not in the ones with 3 – 4?”
(Replying to your comments) Today I will have the pleasure to reply to some of your comments. I have tried to choose several opinions of people who disagree with me and to reply to them briefly. This does not mean that I don’t want to thank all of you for your hundreds of emails, most of them for congratulations. But I guess you will agree with me that it makes no sense to present to you the nice words. 1. On 02.06.2010, Dan P. wrote to me regarding the post: Primele 5 luni ale anului. 5 + 5 lectii pentru piata imobiliara “When negotiating a residential property, the margin is not more than 5 [...]
[relevant-to-adsense]“Mr Papageorgiadis, I bet your foreign clients are eager to find desperate realestate owners, close to suicide”
There is a gentleman who has been reading all that I wrote during the last months and understood that I am searching for “desperate” people, to steal their properties. Let us read together his opinion: Marmic (his nickname) wrote to me: “I understand what you mean Mr. Papageorgiadis, yet I don’t think that Romanians are so special in wanting to obtain more then common sense allows. I bet your foreign clients are eager to find desperate real estate owners, close to suicide, in order to have a very profitable bargain, isn’t that so? Business as usual! High profit and morality never get along. Who [...]
[relevant-to-adsense]Your comments: The apartments of ANL, the Greek crisis and the tips for investment
Filed Under: Uncategorized on Feb 28, 2010 @ 11:02 AM
Today I will not talk too much. I will simply present to you some of the opinions of yours, as you sent emails with your opinions last week. To some of them I will reply with an extended post during the following days, to some others I will just say that as I appreciate people who agree with me, I also respect and appreciate the ones who disagree. Most of all, I thank you for our communication and I am open to more proposals so as to increase this. For my post: Poor Greece – Rich Greece and Romania follows: http://http://www.iliaspapageorgiadis.ro/english/poor-greece-%e2%80%93-rich-greeksand-romania-follows%e2%80%a6/ Lucian [...]
[relevant-to-adsense]Readers comment: Buying new apartments: “They changed the parquet 3 times and still it is not fixed”
On 15.02.2010, Mrs Alexa S. sent to me the following text, commenting on my post: http://http://www.iliaspapageorgiadis.ro/english/sfaturi-la-cumpararea-apartamentelor-noi1-calitatea-proasta-a-constructiei/ “My experience with Prima Casa” “I agree with what was written above. I am the “happy” owner of a brand new apartment bought through the Prima Casa program. Taking into consideration the 30 year long period of the credit I gave up from the very beginning the idea of acquiring an old apartment. In the beginning of May I had found the apartment, but I had to wait until August its registration [...]
[relevant-to-adsense]“Ilia, you have a problem too”
Filed Under: Uncategorized on Feb 07, 2010 @ 12:57 AM
On 01.02.2010, Mrs Ana P. sent to me the following text, commenting on my post: http://http://www.iliaspapageorgiadis.ro/english/top-5-comportamente-in-2009-%e2%80%9csi-daca-nu-iti-place-cum-lucrez-eu-intoarce-te-in-tara-ta%e2%80%9d/ “Interesting these interviews. I suppose you made here a short review of these “happenings”. The fact that YOU are the one to whom everything is happening should be curious. Maybe you should change something about you too. Don’t you think that if out of the 7 persons admitted in the first place, 4 are not ok, and 3 of them you fire youself you have a problem too???? [...]
[relevant-to-adsense]
Few days ago, on Tuesday, I had presented to you an interview of Mr Gavin Ryan, an expert in Private Equity and Venture Capital Funds. As far as I understood from your feedback, this subject was really interesting for you, as the official information about this segment is really limited. This is why I decided to address to Mr Ryan again, summing some of your questions and adding some new ones. This domain is really interesting and I think that it worths to know ... 
